Pengaruh Tingkat Pengetahuan Masyarakat Terhadap Minat Menggunakan Produk Bank Syariah (Studi pada Masyarakat Desa Carebbu, Kec. Awangpone, Kab. Bone)

Authors

  • Kasmiati Kasmiati Institut Agama Islam Negeri Bone, Sulawesi Selatan, Indonesia
  • Zulkifli Zulkifli Institut Agama Islam Negeri Bone, Sulawesi Selatan, Indonesia
  • Hartas Hasbi Institut Agama Islam Negeri Bone, Sulawesi Selatan, Indonesia

DOI:

https://doi.org/10.59188/jcs.v3i10.2389

Keywords:

Knowledge Level, Interest, Sharia Bank

Abstract

Public knowledge about Islamic banks will also affect the public's view of Islamic banks themselves. Interest is an interest in something that can cause feelings of pleasure, interest, and prosperity. This study discusses the influence of the level of public knowledge on interest in using Islamic bank products. This research was conducted with the aim of finding out the level of public knowledge about using Islamic bank products. This study uses a quantitative research method. The data of this study used primary data with the distribution of questionnaires as many as 97 respondents. The sampling technique uses a simple random sampling technique. The results of this study show that there is a partial effect between the level of public knowledge on the interest in using Islamic bank products with a value of 15,280. Meanwhile, the coefficient test obtained a score of 70.8% and the rest was influenced by other factors. Thus, a small number of related variables are explained by the independent variables used in the study.

 

References

Ghozali, I. (2018). aplikasi analisis multivariate dengan program SPSS,. Semarang: UNDIP, 1(1), h.129.

Habibah, G. W. I. A., & Hasanah, A. N. (2021). Pengetahuan Masyarakat Tentang Perbankan Syariah Terhadap Minat Menabung di Bank Syariah (Studi pada Masyarkat Desa Pagar Puding Kec. Tebo Ulu). Jurnal Margin: Journal Of Islamic Banking, 1(1), 44–57.

Handarni. (2020a). metode penelitian kualitatif dan kuantitatif. Cet. 1; Yogyakarta: Pustaka Ilmu, 1(1), hal.238-240.

Handarni. (2020b). metode penelitian kualitatif dan kuatitatif. Cet.1; Yogyakarta: Pustaka Ilmu, 1(1), hal 54.

Huda, N., Hudori, K., Fahlevi, R., Mazaya, D., & Sugiarti, D. (2017). Pemasaran Syariah: Terori & Aplikasi. Kencana.

Khairina, Z. (2019). Tingkat Pengetahuan Masyarakat Tentang Produk Perbankan (Studi Kasus Kec. Peukan Bada Aceh Besar). UIN Ar-Raniry Banda Aceh.

Manggu, S. A. R. (2018). Analisis Persepsi Masyarakat terhadap Bank Syariah di Kabupaten Polewali Mandar Sulawesi Barat.

Masse, R. A., & Rusli, M. (2017). Arbitrase Syariah Formalisasi Hukum Islam dalam Ranah Penyelesaian Sengketa Ekonomi Syariah Secara Non Litigasi. Trust Media Publishing.

Muthaher, O. (2019). Sejarah Perkembangan Akuntansi Syariah dan Perkembangan Bank Syariah. Pustaka.Ut.Ac.Id, 1–60.

Nasution, S. (2017). metode research: Penelitian Ilmiah. Ed. 1, Cet.12; Jakarta: Bumi Aksara, 1(1), h.77.

Nurdin, N. (2021). Pengaruh Produk Dan Lokasi Terhadap Minat Masyarakat Desa Kadong-Kadong Menabung Di Bank Syariah Belopa. Institut agama islam Negeri (IAIN Palopo).

Rusliana, I. (2020). Menulis Itu Mudah Panduan Praktis Menulis Untuk Guru dan Mahasiswa. Fakultas Ushuluddin UIN Sunan Gunung Djati Bandung.

Sutrisno, A. (2022). Pengaruh Inflasi dan Kurs terhadap NPF pada PT. Bank Muamalat Indonesia. Institut Agama Islam Negeri Palopo.

Syirazi, M. H. (2022). Faktor-faktor yang Mempengaruhi Minat Nasabah Pasar Stasiun Terhadap Produk Mitra Express iB Pada Bank Pembiayaan Rakyat Syariah Mitra Mentari Sejahtera Ponorogo Selama Masa Pandemi Covid-19. IAIN Ponorogo.

Umar, H. (2013). Metode penelitian untuk skripsi dan tesis bisnis.

Umar, H. (2015). Research methods in finance and banking. Jakarta: PT. Gramedia Pustaka Utama, 1(1), h.135.

Utama, H. H. U., & Pratiwi, E. P. (2023). Pengaruh Stigma Terhadap Minat Penggunaan Layanan BPJS Kesehatan. Journal of Economics, Management, Business, and Entrepreneurship, 1(2), 81–89.

Downloads

Published

2024-10-25

How to Cite

Kasmiati, K., Zulkifli, Z., & Hasbi, H. . (2024). Pengaruh Tingkat Pengetahuan Masyarakat Terhadap Minat Menggunakan Produk Bank Syariah (Studi pada Masyarakat Desa Carebbu, Kec. Awangpone, Kab. Bone). Journal of Comprehensive Science (JCS), 3(10), 4754–4769. https://doi.org/10.59188/jcs.v3i10.2389

Issue

Vol. 3 No. 10 (2024): Journal of Comprehensive Science (JCS)

Section

Articles

License

Copyright (c) 2024 Kasmiati Kasmiati, Zulkifli Zulkifli, Hartas Hasbi

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Authors who publish with this journal agree to the following terms:

  • Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International (CC-BY-SA). that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
  • Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
  • Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.